{"id":346,"date":"2025-10-21T22:51:20","date_gmt":"2025-10-21T22:51:20","guid":{"rendered":"https:\/\/www.bourbonnaistax.com\/blog\/?p=346"},"modified":"2025-10-21T22:51:20","modified_gmt":"2025-10-21T22:51:20","slug":"income-based-speeding-tickets-fair-or-foul","status":"publish","type":"post","link":"https:\/\/www.bourbonnaistax.com\/blog\/income-based-speeding-tickets-fair-or-foul\/","title":{"rendered":"Fast, Furious, and Fair?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/10\/Tax-Beat-2025-1022-1024x683.png\" alt=\"\" class=\"wp-image-347\" style=\"width:378px;height:auto\" srcset=\"https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/10\/Tax-Beat-2025-1022-1024x683.png 1024w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/10\/Tax-Beat-2025-1022-300x200.png 300w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/10\/Tax-Beat-2025-1022-768x512.png 768w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/10\/Tax-Beat-2025-1022.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>You know that sinking feeling. You&#8217;re driving down the road, minding your own business, when you see a cop\u2019s \u201ccherries and berries\u201d flashing in your mirror. Then you look down at your speedometer and realize he&#8217;s gunning for&nbsp;<em>you<\/em>. Sure, it&#8217;s a bummer. But it\u2019s not&nbsp;<em>that<\/em>&nbsp;big a deal. The gendarme checks your license, registration, and proof of insurance. He runs your name through the computer to make sure there aren\u2019t any outstanding warrants. Then he sends you on your way, a few bucks lighter and a few miles per hour slower.<\/p>\n\n\n\n<p>Well, they\u2019re trying something new in California. Drivers with lead feet are used to paying fines that are tied to their speed \u2013 the faster you go, the more you pay. But now several California cities have started tying the fine you pay to your&nbsp;<em>income<\/em>. In San Francisco, for example, drivers making under 200% of the poverty line qualify for a 50% reduction in their fine.<\/p>\n\n\n\n<p><br>Time will tell whether the new system works here in America. But it\u2019s been working for decades in Finland. What else would you expect from a country where reindeer sausage is a delicacy and wife-carrying is a thing? (No kidding \u2014 whoever crosses the Finnish line first wins his wife&#8217;s weight in beer!) In Finland, when the police pull you over, they check your license, your registration, and your&nbsp;<em>tax return<\/em>. They want that ticket to&nbsp;<em>hurt<\/em>, even if you&#8217;re loaded \u2014 so the more you make, the more you pay.<br><\/p>\n\n\n\n<p>Lots of Americans would be surprised to learn that Finland even&nbsp;<em>has<\/em>&nbsp;rich people. It&#8217;s socialist Scandinavia, right? But neighboring Sweden is actually home to twice as many billionaires per capita than we are, and Scandinavian entrepreneurs have been responsible for cash cows like Skype, Spotify, and even Angry Birds. So those traffic fines can get pretty heavy.<\/p>\n\n\n\n<p>Reima Kuisla is a Finnish investor, hotelier, and racehorse owner. One day he was driving to the airport, and the&nbsp;<em>polissi<\/em>&nbsp;clocked him doing 64 mph in a 50-mph zone. They checked his taxes, saw he made $7.15 million the previous year, and fined him the equivalent of&nbsp;<em>$60,000!<\/em>&nbsp;(The BBC, which originally broke the story, doesn&#8217;t tell us what kind car Kuisla was driving. But we can probably assume it comes fully equipped with the latest heads-up navigation display, active suspension, and special charcoal scrubbers to filter out the smell of poverty.)<\/p>\n\n\n\n<p>Kuisla&#8217;s supercharged fine works out to the same as $415 for someone making $50,000 per year. Painful, but not fatal. Still, that didn\u2019t stop him from being a crybaby. &#8220;Ten years ago I wouldn&#8217;t have believed that I would seriously consider moving abroad,&#8221; he whined on his Facebook page. &#8220;Finland is impossible to live in for certain kinds of people who have high income and wealth.&#8221;<br><\/p>\n\n\n\n<p>Not surprisingly, Kuisla didn\u2019t find a whole lot of sympathy. He isn&#8217;t even the first Finn to wind up on the exhaust end of a big speeding fine. In 2002, a Nokia executive named Annsi Vanjoki was fined $103,600 for riding his Harley-Davidson a lousy 47 mph through a Helsinki suburb. He appealed the fine, arguing that his income had dropped, and successfully reduced it to &#8220;just&#8221; $5,245. Such a bargain!<\/p>\n\n\n\n<p>Here in the United States, of course, we don&#8217;t have to worry about traffic cops snooping through our taxes. But if we&nbsp;<em>did<\/em>, it would just be another good reason to have a&nbsp;<em>plan<\/em>&nbsp;to pay less. So call us when you&#8217;re ready for&nbsp;<em>your<\/em>&nbsp;plan. Set up a time to come see us. And watch your speed on your way over \u2014 we wouldn&#8217;t want you wasting your savings on a ticket!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You know that sinking feeling. You&#8217;re driving down the road, minding your own business, when you see a cop\u2019s \u201ccherries and berries\u201d flashing in your mirror. Then you look down at your speedometer and realize he&#8217;s gunning for&nbsp;you. Sure, it&#8217;s a bummer. But it\u2019s not&nbsp;that&nbsp;big a deal. The gendarme checks your license, registration, and proof [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[274,3],"tags":[171,340,337,343,342,122,339,144,338,341],"class_list":{"0":"post-346","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-irs","8":"category-taxes","9":"tag-californiataxes","10":"tag-finlandfines","11":"tag-highincomeproblems","12":"tag-incomepenalty","13":"tag-irswatch","14":"tag-smartmoneymoves","15":"tag-speedingticket","16":"tag-taxstrategy","17":"tag-trafficfines","18":"tag-wealthplanning","19":"entry"},"_links":{"self":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/comments?post=346"}],"version-history":[{"count":1,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/346\/revisions"}],"predecessor-version":[{"id":348,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/346\/revisions\/348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/media\/347"}],"wp:attachment":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/media?parent=346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/categories?post=346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/tags?post=346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}