{"id":312,"date":"2025-08-22T21:37:40","date_gmt":"2025-08-22T21:37:40","guid":{"rendered":"https:\/\/www.bourbonnaistax.com\/blog\/?p=312"},"modified":"2025-08-22T21:38:21","modified_gmt":"2025-08-22T21:38:21","slug":"irs-paper-checks-ending-2025","status":"publish","type":"post","link":"https:\/\/www.bourbonnaistax.com\/blog\/irs-paper-checks-ending-2025\/","title":{"rendered":"Mailing Checks to the IRS? That Ends Sept 30, 2025"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks-1024x1024.jpg\" alt=\"\" class=\"wp-image-313\" style=\"width:282px;height:auto\" srcset=\"https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks-1024x1024.jpg 1024w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks-300x300.jpg 300w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks-150x150.jpg 150w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks-768x768.jpg 768w, https:\/\/www.bourbonnaistax.com\/blog\/wp-content\/uploads\/2025\/08\/No-More-Paper-Checks.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>We all know the IRS has been slowly dragging itself into the 21st century. But now it\u2019s making a leap:<\/p>\n\n\n\n<p><strong>As of September 30, 2025, you\u2019ll no longer be able to:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Receive your <strong>tax refund by paper check<\/strong>, or<\/li>\n\n\n\n<li>Mail the IRS a <strong>check to pay taxes, penalties, or fees.<\/strong><\/li>\n<\/ul>\n\n\n\n<p>It\u2019s digital or nothing. Period.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. What\u2019s Changing (and When)<\/h3>\n\n\n\n<p>The Executive Order behind this applies government-wide, but the IRS angle is the one that matters to most people:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No more paper tax refunds.<\/strong> Direct deposit or prepaid Treasury card only.<\/li>\n\n\n\n<li><strong>No more mailing tax payments.<\/strong> IRS Direct Pay, EFTPS, debit card, or digital wallet options only.<\/li>\n\n\n\n<li><strong>Deadline: September 30, 2025.<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. Why the Change?<\/h3>\n\n\n\n<p>Because paper is slow, insecure, and expensive. In 2024 alone:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Paper checks cost taxpayers <strong>over $657 million<\/strong>.<\/li>\n\n\n\n<li>They\u2019re <strong>16\u00d7 more likely<\/strong> to be lost or stolen.<\/li>\n\n\n\n<li>Refunds and payments often get misrouted, delayed, or rejected due to human error.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. What You Need to Do<\/h3>\n\n\n\n<p><strong>To get refunds:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use direct deposit on your return (IRS will reject check delivery).<\/li>\n\n\n\n<li>No bank account? Use the Treasury\u2019s <strong>Direct Express\u00ae<\/strong> prepaid card or enroll via <strong>GetBanked<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>To pay taxes:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sign up for IRS Direct Pay, <strong>EFTPS<\/strong>, or an approved payment processor.<\/li>\n\n\n\n<li>Set reminders for quarterly payments\u2014no more mailing in 1040-ES vouchers with a check.<\/li>\n<\/ul>\n\n\n\n<p><strong>Pro Tip:<\/strong> If you\u2019re advising clients, get them onboarded now\u2014especially the elderly, unbanked, or tech-averse.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. What About Other Payments?<\/h3>\n\n\n\n<p>This isn\u2019t just the IRS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SSA, VA, OPM, and other federal agencies<\/strong> will also stop mailing payments and taking paper checks.<\/li>\n\n\n\n<li>There are a few narrow exceptions (hardship, rural banking access, law enforcement needs), but they\u2019re rare\u2014and shrinking.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. Final Thoughts<\/h3>\n\n\n\n<p>This is a digital shift that makes sense\u2014but it will catch people off guard. Don\u2019t wait for a rejected refund or bounced tax payment. Act now.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Big changes from the IRS: starting Sept 30, 2025, no more refund checks and no more mailing tax payments. Here\u2019s how to get ready before this digital transition hits your wallet.<\/p>\n","protected":false},"author":2,"featured_media":313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[274,3],"tags":[271,268,273,272,266,264,267,265,269,270],"class_list":{"0":"post-312","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-irs","8":"category-taxes","9":"tag-compliance-tips","10":"tag-digital-irs","11":"tag-direct-pay","12":"tag-eftps","13":"tag-electronic-tax-payments","14":"tag-irs-2025-updates","15":"tag-irs-deadlines","16":"tag-paper-check-refunds","17":"tag-refund-delays","18":"tag-taxpayer-alerts","19":"entry"},"_links":{"self":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/comments?post=312"}],"version-history":[{"count":1,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/312\/revisions"}],"predecessor-version":[{"id":314,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/posts\/312\/revisions\/314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/media\/313"}],"wp:attachment":[{"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/media?parent=312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/categories?post=312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bourbonnaistax.com\/blog\/wp-json\/wp\/v2\/tags?post=312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}